Ira Contribution Limits 2025 Catch Up. The contribution limit has increased to $23,500 in 2025, up from $23,000 in 2024. The contribution limits for a traditional or roth ira increased last year but remain steady for 2025.
For workers aged 50 and above,. The 2025 limit on annual contributions to an ira will be $7,000, the same as 2024.